5 Best Mortgage Broker Services in Winnipeg That Aspiring Homeowners Praise for Financing Guidance
Nothing says adulting quite like setting up a meeting with a mortgage broker. This is a sign that you’re ready to say goodbye to monthly rents and leases and hello to yard landscaping and roofing maintenance.
That’s why when my cousin decided to take the plunge, I had to hold her hand throughout the process. We didn’t just go to the nearest brokerage—we did the legwork and chose only the best ones.
Long story short, she was able to get her dream house…and you probably can, too! Here are the best mortgage brokers in Winnipeg for stress-free financing.
How much do mortgage brokers charge in Winnipeg?
Mortgage brokers in Winnipeg typically charge nothing, since they’re usually paid by the lender after approval. In rare or complex cases, they might charge a fee of 0.5% to 1.2% of the mortgage amount.
1. Paul Dueck
Address: 1345 Waverley St #100
Phone: +1 204-791-9449
Business hours:
- Mon – Fri: 9 AM–5 PM
Paul Dueck is one of the most sought-after brokers in the city, and for good reason. Not only does he have a University of Manitoba management degree, but he was also named TMG’s Canada Rookie of the Year for closing a large volume of mortgages!
During your initial meeting, he’ll ask for your homeownership goals to help you find what’s right for you. For us, this is reassuring, especially for first-time clients who need a bit of hand-holding.
You’ll also be given access to over 30 money lenders, plus mortgage options not just in Winnipeg but across Canada, too—the more choices, the better, right?
To sweeten the pot, he even provides special promos and add-ons like retail points programs, appliance discounts, and shopping clubs. Customers certainly love these extras.
If you like what you hear so far, we recommend booking him ASAP. He’s pretty popular, so you might not be able to snag a spot right away.
An incredible broker who is hands-on
“Paul Dueck is an incredible broker who is hands-on and always available to answer any of our questions. We were first-time home buyers and had many questions and knew very little, but Paul was wonderful in explaining. His assistant, Laurie, was always easily reachable and responsive to any of our concerns or questions. Highly recommend Paul to anyone looking to buy!” — Vera Kolesnik, Google Review
Extremely honest about my mortgage choices
“Paul was extremely honest about my mortgage choices, advising that my best option may be to stick with my bank if paying my mortgage off in 2-3 years, as the fees associated with transferring would not be covered by the new institution and the bank rates were good. He was really great to deal with, and I would highly recommend him.” — Hope W, Google Review
2. One Link Mortgage & Financial
Address: 99 Scurfield Blvd.
Phone: +1 204-954-7620
Business hours:
- Mon – Fri: 9 AM–5 PM
One Link Mortgage & Financial has won several industry awards from respected bodies like CMP Magazine and Mortgage Awards of Excellence—proof that they’re legit.
It’s not hard to believe since they require each of their brokers to be Mortgage Professionals Canada members or to have an AMP designation.
That level of expertise can sometimes come across as being a know-it-all. This is probably why some clients have complained about the condescending behavior of some—not all—brokers.
Dismissive or not, each broker’s goal is the same: to set you up with the best possible rate. They can do this by providing you with access to hundreds of mortgage products and services from their network of credit unions, banks, and monoline lenders.
They also use their special relationships to give you additional perks like discounts and promos.
And did I mention that their services are free? Yep, they’re paid by the lender upon the funding of the mortgage, so no need to worry about upfront professional fees.
Got us the best rate with the most protection possible
“Karen has been absolutely amazing with us. She is informative and hard working. She got us the best rate with the most protection possible. She made sure the penalties were not too high and we could pay back on the principle as much as reasonably possible. Not only the product she gave us but her professionalism and her patients. All along I tested her with questions exploring many options and inquiring about the step-to-step process of a new build. Without Karen in our corner I doubt we ever would have gone through with building our dream home. Plus she made the whole process a dream. It has been a rough 9 months but Karen assisted every step of the way.” — Robert Semenchuk, Google Review
Helped me get the best rate for my mortgage renewal
“Karen helped me get the best rate for my mortgage renewal and gave me some excellent advice about my finances-I can not speak highly enough about my experience in dealing with Karen. She really made the whole experience smooth and easy. Thank you so much. Will definitely recommend Karen and will be going back to her when the time comes!” — Nettie Buchanan, Google Review
3. Ideal Mortgage Solutions
Address: 1525 Grant Ave
Phone: +1 204-488-2416
Business hours:
- Mon – Fri: 9 AM–6 PM
Who better to lead Ideal Mortgage Solutions than their Principal Broker, Chad E. Wilson, a Director for the Mortgage Professionals Canada board?
As expected from a board director, he handpicked experienced brokers for his office. These pros will not only compare rates from multiple lenders, but they’ll also provide you with step-by-step guidance, from pre-approval to closing.
They have numerous connections to top banks and alternative lenders, along with special programs and promos you might be eligible for.
Aside from the usual options (home purchase, refinance, etc.), they offer a Mortgage for Self-Employed service. Our team believes this is perfect for those who have non-steady income streams and who don’t qualify under traditional lending criteria.
One catch is that they can be hard to reach sometimes, according to previous clients. Perhaps you could ask them which mode of communication is the best way to reach them to avoid any issues.
Chad’s attention to detail saved us a ton of money
“Chad and his team were nothing short of amazing during our entire home-buying process. Chad’s attention to detail and wealth of experience ended up saving us a ton of money on our mortgage, and we couldn’t be more thankful. The entire Ideal team makes their clients’ satisfaction their top priority.” — Brett Atkinson, Google Review
He retrieved outstanding mortgage rates for us
“Chad W has been our broker for many, many years now, and I really cannot say enough good things about him and his team. He retrieved outstanding mortgage rates for us for our home and found excellent rates for our rental property. It is always a pleasure to deal with him, and we look forward to meeting again for our next endeavor.” — Jaime Bataller, Google Review
4. Dominion Lending Centres Mainstream Mortgages
Address: 1850 Ness Ave #2
Phone: +1 431-482-2187
Business hours:
- Mon – Fri: 10 AM-2 PM
Dominion Lending Centres is co-owned by Peter Paley, who has been in the financial services industry since 1998. What’s cool is that he’s licensed not only in Manitoba but in Alberta as well.
Due to his wide financial network, he can give you the best rates based on your unique situation. In fact, he has access to B-lenders—those who help Canadians with weak credit or who are self-employed.
You can also score exclusive deals or programs, depending on your eligibility.
He streamlines the application process by handling all the paperwork. You only need to fill out an application once, saving you time. However, there seems to be a report of personal info being leaked, but this looks like an isolated case.
Our favorite is that pre-approval can literally be completed within hours! No need to wait for weeks, wondering whether you’re qualified or not.
Truly cares about finding you the best mortgage rates
“Dominion Lending and Peter specifically were amazing to work with. Every question we had, before or after work hours and even on weekends, was answered with such attentive detail. They truly care about finding you the best mortgage rates and options. We highly recommend them!” — Miranda Black, Google Review
He was always available to answer our questions
“Peter was an excellent mortgage broker to work with! He was always available to answer our questions and took the time to explain all the details and benefits of our options. I highly recommend his services. Thank you, Peter!” — Jason Furst, Google Review
5. Ron Chan, Mortgage Broker
Address: 1921 Pembina Hwy B5
Phone: +1 204-290-9950
Business hours:
- Mon – Sat: 7 AM–9 PM
Affiliated with Invis, Ron Chan is a mortgage specialist with a double degree in Economics and Finance. He also worked for TD Bank for over a decade, providing him with a unique insider look at how the lending side works.
I find his approach highly convenient—while he does face-to-face meetings, he mostly conducts his work online via email, which is great for those with busy schedules.
As for his network, not only does he have ties to over 50 lenders, but he also has access to unadvertised mortgage credits and rebates. And if you’re not eligible for traditional home loans, no worries—Ron knows alternative private lenders as well.
There’s no rush to decide. Once you get wholesale mortgage rates, they’re available up to 120 days, which protects you from rate increases while you shop around.
Our rate is much, much lower than we had anticipated
“We can’t thank Ron enough for his professionalism, guidance, and efficient work. He simplified the process for us, making it the most straightforward experience with lenders we have ever had. And thanks to his expertise and advice, our rate is much, much lower than we had initially anticipated. We will confidently recommend him to our friends and family.” — Dave Pineau, Google Review
He found us the right mortgage and a great rate
“Working with Ron was an awesome experience. Being first-time home buyers, my husband and I had a lot of questions, and Ron was extremely patient with us. He found us the right mortgage and a great rate and made the whole process quick and seamless. Thanks so much for your help and expertise, Ron!” — Taleisha Doiron, Google Review